For Mike Sizemore, Incapacity Insurance coverage Was a Monetary Lifesaver – Life Occurs


Life Occurs first met Mike Sizemore in 2015, three years after a drunk driver hit him whereas he was crossing the road and his life modified without end. We captured his story as a part of our Actual Life Tales program—on the time, he was nonetheless recovering from the accident following numerous surgical procedures. Fortuitously, he had incapacity insurance coverage when he wanted it most and will proceed paying his payments and hire whereas he was unable to return to work.

We lately had the chance to comply with up on Mike’s story and see how he’s doing now, greater than a decade after the accident.

Life Occurs: What’s one second that modified your life?

Mike Sizemore: A decade in the past, after I was 27, I used to be hit by a drunk driver whereas I used to be strolling throughout an intersection. I used to be so badly injured—fractured cranium, separated shoulder, shattered legs—that docs weren’t certain I’d reside.

LH: How was your life completely different?

Mike: The accident modified my entire outlook on life. I used to be in essential take care of months after which spent one other 12 months and a half studying methods to stroll, speak and performance once more. I used to be initially of my profession, which appeared so promising, and all of the sudden I used to be unable to work.

LH: How did incapacity insurance coverage assist?

Mike: It’s been a monetary lifesaver. It changed a good portion of my revenue after I couldn’t work in any respect. And with my traumatic mind harm, I’m nonetheless not in a position to work full-time. So, it dietary supplements my revenue, permitting me to reside a full life. My fiancée and I simply purchased a home, and I’m in a position to give my son the childhood he deserves.

LH: What’s your recommendation to others?

Mike: Don’t assume that it will possibly’t occur to you. It comes right down to the easy undeniable fact that in case you work and depend on your revenue, you want incapacity insurance coverage.


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